Corrections

Corrections and updates

When a guide changes in a way that matters to you, it is recorded here with the date. To report a mistake, use the contact form and say which page and what looks wrong. See how we check our advice for the process.

Log

• October 7, 2026: Added a credit utilization calculator and a balance transfer cost calculator. Both use only numbers typed by the reader and state their assumptions and limits.
• October 7, 2026: Merged the thin balance transfer decision page and beginner card chooser page into two longer guides, the balance transfer offer guide and the guide to choosing a credit card type. The old addresses redirect to the new ones.
• October 7, 2026: Turned the credit card setup checklist into a tick-off, printable checklist, and reworded the contact line on the About page to point to the contact form.